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IDFC FIRST Bank Credit Cards

IDFC Credit Cards offer some attractive benefits, like never-expiring reward points on all online and offline purchases, zero joining and annual fees, low-interest rates, and so on.

IDFC FIRST Bank Credit Card Benefits

  • No annual and joining fees as these all are IDFC lifetime free credit cards.
  • Low rates of interest starting from 9% p.a.
  • 10X reward points on incremental spends of more than Rs. 20,000 per month and also on spends done on your birthday.
  • Redeem accumulated reward points anytime, anywhere, as they don’t have any expiry date.
  • Interest-free ATM cash withdrawal for up to 48 days.
  • You can easily opt for an IDFC FIRST Bank credit card apply online facility.
  • You can get 24*7 Roadside Assistance (RSA) anywhere, anytime.
  • Applicant should be aged between 21 to 65 years to apply for the IDFC FIRST Credit Card.
  • Residents of India who have their current and permanent residential address within India are eligible.
  • The bank maintains a list of cities allowed for sourcing cards.
  • Your credit usage ratio must be within an acceptable level.
  • Applicant must have a healthy credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.

If you want IDFC credit card apply by submitting the following documents along with the duly filled and signed application form:

  • Proof of address: Passport/ Aadhaar Card/ Voter ID/ Ration Card
  • Proof of identity: Passport/ Aadhaar Card/ Driving License
  • Proof of income: Form 16, Income Tax Returns, and Salary Slip

IDFC FIRST Bank Credit Card Options

You can select a wide range of credit card options available with IDFC FIRST Bank. 

IDFC FIRST Millennia Credit Cards

IDFC FIRST Millennia Credit Card is designed for the millennial lifestyle with its 10X reward points that never expire, low rate of interest and amazing merchant discounts. This card comes with absolutely no Joining/ Membership/ Annual fee, making it a lifetime free credit card.

  • 10X reward points on incremental spends of more than Rs. 20,000 per month and also on spends done on your birthday.
  • Welcome voucher worth Rs. 500 on spending Rs. 15,000 or above within 90 days of card issuance.
  • 6X reward points on online purchases for spends up to Rs. 20,000 per month.
  • 3X reward points on offline purchases for spends up to Rs. 20,000 per month.
  • Reward points can be used instantly to pay for online or in-store purchases.
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Minimum net monthly income: Rs. 25,000 (subject to change).
  • Age: Applicant must be aged between 21 to 65 years in order to apply for an IDFC FIRST Bank Credit Card.
  • Citizenship: Applicant must be an Indian resident having a current and permanent residential address within India.
  • Location: IDFC FIRST Bank maintains a set of cities which are allowed for sourcing cards.
  • Credit bureau history: Applicant should have a good credit score and no evidence or history of defaulting on loans/ missing payments on loans or credit cards.

Open the IDFC FIRST Millennia Credit Card page by clicking the https://www.idfcfirstbank.com/credit-card/millennia link.
Click on the Apply Now button.

  • Enter your name as per your Aadhaar Card.
  • Enter your date of birth.
  • Mention your mobile number.
  • Click on the Get OTP button.
  • Enter the OTP received on your mobile phone.
  • You will soon receive a call from the bank’s representative regarding taking the application process ahead.
  • Alternatively, you can also apply for an IDFC FIRST Millennia credit card through our website or by visiting the nearby IDFC FIRST Bank branch.
Apply Credit Card

IDFC FIRST Classic Credit Cards

Best suitable to rewards seekers. Most customers save Rs. 7,600 annually by using this card. The card provides exceptional value with 10X reward points, great discounts, low-interest rates, and insurance coverage. On top of that, it is free for life as IDFC FIRST Classic Credit Card does not involve any joining and annual fees.

  • Welcome voucher valued at Rs. 500 on spending Rs. 15,000 or more within 90 days of card generation.
  • 5% cashback (maximum Rs. 1,000) on the transaction value of first EMI done within 90 days of the card issuance.
  • 10X reward points on incremental spends of above Rs. 20,000 per month as well as spends done on your birthday.
  • 6X and 3X reward points on online and offline purchases respectively, for spending up to Rs. 20,000 per month.
  • Earn unlimited reward points that will never expire.
  • You can use accumulated reward points instantly to pay for online or in-store purchases.
  • Net monthly income: Minimum Rs. 25,000 (subject to change).
  • Age: Applicant should be aged 21 years or above to apply for the IDFC FIRST Classic Card and not beyond the age of 65 years.
  • Citizenship: Indian residents having a current and permanent residential address within India are eligible.
  • Location: IDFC FIRST Bank maintains a set of cities allowed for sourcing cards.
  • Credit bureau history: Applicant should have a good credit score and no history of defaulting on any loans or missing payments on loans/ credit cards.

You can apply for the IDFC FIRST Bank Classic Credit Card from the official website of the bank by following the steps mentioned below:
Click on the Apply Now button.

  • Enter your complete name as per your Aadhaar Card, along with your date of birth.
  • Provide your 10-digit mobile number.
  • Click on the ‘Get OTP’ button.
  • Enter the received OTP on your mobile phone.
  • You will soon get a call from the bank’s executive regarding taking the application process ahead.
  • Alternatively, you can also apply for an IDFC FIRST Classic credit card through our website or by visiting the nearby IDFC FIRST Bank branch.
Apply Credit Card

IDFC FIRST Wealth Credit Cards

Lifetime free credit card specially designed for wealth cognoscenti. The card offers the best reward program under which you earn unlimited reward points on all your online and offline purchases. These reward points never expire and can be used anytime. The best feature of the card is that it is free for a lifetime and does not have any joining and annual fees. Enjoy IDFC Wealth Credit Card lounge access.

  • Welcome voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card generation
  • 5% cashback (up to Rs. 1,000) on the first EMI transaction value done within 90 days of the card issuance.
  • 10X reward points on all incremental monthly spends of more than Rs. 30,000 and also on spends made on your birthday.
  • 6X reward points on online purchases on monthly spends of up to Rs. 30,000.
  • 3X reward points on offline purchases on monthly spends of up to Rs. 30,000 per month.
  • You can use your accumulated reward points to pay for online and in-store purchases instantly.
  • Age: Applicant should be aged 21 to 65 years to apply for the IDFC FIRST Wealth Card.
  • Net monthly income: Varies for different credit card variants offered by the bank. The minimum income requirement is Rs. 25,000 per month.
  • Citizenship: Residents of India who have their current and permanent residential address within India are eligible.
  • Location: The bank maintains a list of cities allowed for sourcing cards.
  • Credit history: Applicant should have a good credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.

You can apply for the IDFC FIRST Wealth Credit Card from IDFC FIRST Bank’s website by following the steps given below: Click on the Apply Now button.

  • Open the IDFC FIRST Wealth Credit Card page by clicking the link https://www.idfcfirstbank.com/credit-card/wealth.
  • Then, click on the ‘Apply Now’ button.
  • Mention your complete name as given on your Aadhaar Card and your date of birth.
  • Enter the received OTP on your mobile phone.
  • Provide your 10-digit mobile number.
  • Enter the OTP sent by the bank on your registered mobile phone.
Apply Credit Card

IDFC FIRST WOW Credit Cards

IDFC FIRST Bank WOW Credit Card is a deposit-backed premium credit card that takes care of all your needs and wants. The card is offered with zero documentation, and credit score check of the applicant is not required to avail of the card. It is a lifetime free credit card with attractive rewards and benefits.

  • 5% cashback on the first EMI done within 90 days.
  • Applicable on minimum transaction value of Rs. 2,500.
  • The maximum benefit available up to Rs. 1,000.
  • 4X reward points on all your spends and 6.25% interest p.a. on FD
  • Rates are dynamic and applicable till revised further.
  • The Rewards Program is not applicable to Fuel, Insurance, EMI transactions & Cash withdrawals.
  • Age: Applicant should be aged 18 years or more to apply for the IDFC FIRST WOW Card.
  • Fixed Deposit: The applicant must have an FD in their name with IDFC FIRST Bank. FD should be in cumulative or re-invest and auto-renewed mode.
  • Citizenship: Residents of India who have their current and permanent residential address within India are eligible.
  • Location: The bank maintains a list of cities allowed for sourcing cards.
  • Credit history: Applicant should have a good credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.

You can apply for the IDFC FIRST WOW Credit Card from IDFC FIRST Bank’s web portal by following the steps given below:  Click on the ‘Apply Now’ button.

  • Mention your name as given on your Aadhaar Card and your date of birth.
  • Enter your 10-digit mobile number.
  • Click on the ‘Get OTP’ button.
  • Enter the OTP received on your registered mobile phone.
  • You will get a call from the bank’s executive shortly regarding taking the application process ahead.
  • Alternatively, you can also apply for an IDFC FIRST Bank WOW credit card from our website or by visiting the nearby IDFC FIRST branch.
Apply Credit Card

IDFC FIRST Select Credit Cards

IDFC FIRST Bank Select Credit Card is a lifetime free credit card that comes with all the premium features like a superior rewards program, travel perks, round-the-year offers, no unnecessary fees, and the lowest interest rates. With its first-in-class features, this card is best suitable for those who are looking for evergreen reward points on their online as well as in-store purchases.

  • Welcome voucher worth Rs. 500 on spends of Rs. 15,000 or above within 90 days of card generation.
  • 5% cashback (maximum up to Rs. 1,000) on the transaction value of the first EMI done within 90 days of the card issuance..
  • The maximum benefit available up to Rs. 1,000.
  • 6X reward points on online purchases on spends up to Rs. 25,000 per month.
  • 3X reward points on offline purchases on spends up to Rs. 25,000 per month.
  • Earn evergreen unlimited reward points that never expire.
  • Net monthly income: As applicable for different card variants offered by the bank. The minimum income requirement is Rs. 25,000 per month.
  • Age: Applicant should be aged 21 to 65 years to apply for the IDFC FIRST Select Card.
  • Citizenship: Residents of India having their current and permanent residential address within India are eligible.
  • Location: IDFC FIRST Bank maintains a list of cities allowed for sourcing cards.
  • Credit history: Applicant should have a good credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.

You can apply for the IDFC FIRST Select Credit Card from IDFC FIRST Bank’s web portal by following the steps given below:
Open the IDFC FIRST Select Credit Card page by clicking the link https://www.idfcfirstbank.com/credit-card/select.

  • Next, click on the ‘Apply Now’ button.
  • Mention your complete name according to your Aadhaar Card and your date of birth.
  • Enter your 10-digit mobile number.
  • Now click on the ‘Get OTP’ button.
  • Enter the OTP received on your registered mobile phone.
  • You will get a call from the bank’s executive shortly regarding taking the application process ahead.
Apply Credit Card

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